SKILLINS OFFERS FREE GARDENING CLASS
What better way to celebrate spring than to talk about some gardening basics that you may be wondering about. We are gardening in Maine; what plants work reliably the best? Why time my lawn? What fertilizer should I sue that is best for my yard but also our planet? I have a budget, how can I stretch my dollars? For 125 springs Skillins has been answering these and many other gardening questions. Let's talk gardening and learn. They will emphasize how best to Plant for the Planet in your yard.
The class is offered on April 3 at 10 a.m. and 2 p.m. in Falmouth.
Welcome to our blog about Falmouth Maine. Falmouth's 1st "Shop Falmouth Weekend" on Dec 7, 8 & 9 with a "Drop and Shop" for children with games & pizza at the Motz School & more...
Wednesday, March 31, 2010
Tuesday, March 30, 2010
TOWN MEETINGS
Mark your calendars! town Meetings:
Monday, April 5; Conservation Commission Meeting at 7 p.m.
Community Facilities - Public Forum at 7 p.m.
Tuesday, April 6; Planning Board Meeting at 6:30 p.m.
All meetings will be held in Town Hall - 271 Falmouth Road, Falmouth, ME 04105
town@town.falmouth.me.us
(207) 781-5253
Monday, April 5; Conservation Commission Meeting at 7 p.m.
Community Facilities - Public Forum at 7 p.m.
Tuesday, April 6; Planning Board Meeting at 6:30 p.m.
All meetings will be held in Town Hall - 271 Falmouth Road, Falmouth, ME 04105
town@town.falmouth.me.us
(207) 781-5253
Monday, March 29, 2010
FALMOUTH FOOD PANTRY NEEDS YOUR HELP
FALMOUTH FOOD PANTRY NEEDS YOUR HELP
The Falmouth Food Pantry is very low on inventory. It is open the first and third Monday morning of the month from 8 a.m. to 10 a.m. and on the second Thursday of the month from 5 p.m. to 7 p.m. Your privacy is respected. If you need Emergency Assistance please call 632-2687.
Donations by check may be made payable to the Falmouth Food Pantry and mailed c/o 279 Middle Road in Falmouth 04105. Check or cash donations may be made at the Town Hall. Donations are deductible.
Food and supplies can be donated at the Town Hall especially during food pantry hours. If you would like a list of needed items, or would like to volunteer, please stop by or call the above number.
The Falmouth Food Pantry is very low on inventory. It is open the first and third Monday morning of the month from 8 a.m. to 10 a.m. and on the second Thursday of the month from 5 p.m. to 7 p.m. Your privacy is respected. If you need Emergency Assistance please call 632-2687.
Donations by check may be made payable to the Falmouth Food Pantry and mailed c/o 279 Middle Road in Falmouth 04105. Check or cash donations may be made at the Town Hall. Donations are deductible.
Food and supplies can be donated at the Town Hall especially during food pantry hours. If you would like a list of needed items, or would like to volunteer, please stop by or call the above number.
Sunday, March 28, 2010
Pad Thai Made Easy - Yum!
Pad Thai Made Easy
Join Amy Rolnick, as East meets West, to create delicious, nutritious and fun foods. Recipes will include: Vegetarian Spring Rolls, Chicken and Tofu Satay, Quick, Easy Pad Thai and assorted dipping sauces. This class fills fast! To register visit www.mainehealth.org/LRC
Where: Falmouth LRC, 5 Bucknam Rd. Falmouth
6:00pm-8:00pm Thursday, April 8, 2010
Phone: 1-866-609-5183 Cost: $ 15
Join Amy Rolnick, as East meets West, to create delicious, nutritious and fun foods. Recipes will include: Vegetarian Spring Rolls, Chicken and Tofu Satay, Quick, Easy Pad Thai and assorted dipping sauces. This class fills fast! To register visit www.mainehealth.org/LRC
Where: Falmouth LRC, 5 Bucknam Rd. Falmouth
6:00pm-8:00pm Thursday, April 8, 2010
Phone: 1-866-609-5183 Cost: $ 15
Saturday, March 27, 2010
FALMOUTH STUDENT WINS ECO-EXCELLENCE AWARD
FALMOUTH MAINE STUDENT WINS ECO-EXCELLENCE AWARD
Falmouth High School student, Chadwick Prichard, a senior at Falmouth High School, was nominated by school Librarian Suzan Nelson for his numerous accomplishments in the field of ecology. Prichard developed his own Web site and blog called The Emission Commission, which has been featured by Green Planet. He has been called the driving force behind Falmouth High School's first place award in the Lexus Eco Challenge and its resulting $40,000 prize for the school.
CONGRATULATIONS!
Falmouth High School student, Chadwick Prichard, a senior at Falmouth High School, was nominated by school Librarian Suzan Nelson for his numerous accomplishments in the field of ecology. Prichard developed his own Web site and blog called The Emission Commission, which has been featured by Green Planet. He has been called the driving force behind Falmouth High School's first place award in the Lexus Eco Challenge and its resulting $40,000 prize for the school.
CONGRATULATIONS!
Friday, March 26, 2010
Cooking Fun With Kids
Cooking Fun With Kids
10-11:30 a.m. Friday, April 2, 2010
Come cook with Michelle Howard, RD, from Measuring up! Cooking for Kids and bring your child along for the fun. You will prepare food and read a story related to what we cook. The focus will be on healthy easy to prepare foods. This class is open to parents and children ages 2-6 years old. It's never too early to get kids involved in eating healthy and thinking about their food preparation and ntroducing them to new foods.
To register visit www.mainehealth.org/LRC
Where: Falmouth LRC, 5 Bucknam Rd. Falmouth
Phone: 1-866-609-5183 Cost: $ 15
10-11:30 a.m. Friday, April 2, 2010
Come cook with Michelle Howard, RD, from Measuring up! Cooking for Kids and bring your child along for the fun. You will prepare food and read a story related to what we cook. The focus will be on healthy easy to prepare foods. This class is open to parents and children ages 2-6 years old. It's never too early to get kids involved in eating healthy and thinking about their food preparation and ntroducing them to new foods.
To register visit www.mainehealth.org/LRC
Where: Falmouth LRC, 5 Bucknam Rd. Falmouth
Phone: 1-866-609-5183 Cost: $ 15
Don't Miss the Bean Suppah!
Saturday, March 27th PUBLIC BEAN SUPPER
West Falmouth Baptist Church at 18 Mountain Road in Falmouth will have a Bean supper to include three types of beans, hot dogs, homemade potato salad, chop suey, cole slaw, pickles and relishes. There will also be some wonderful home made pies to include pumpkin, apple, Boston cream, mocha/chocolate, and lemon meringue. It will be held from 5 to 6 and Adults are $7 and Children 5-12 $3 and under 5 free.
West Falmouth Baptist Church at 18 Mountain Road in Falmouth will have a Bean supper to include three types of beans, hot dogs, homemade potato salad, chop suey, cole slaw, pickles and relishes. There will also be some wonderful home made pies to include pumpkin, apple, Boston cream, mocha/chocolate, and lemon meringue. It will be held from 5 to 6 and Adults are $7 and Children 5-12 $3 and under 5 free.
Thursday, March 25, 2010
Public Forums
FALMOUTH TOWN COUNCIL PUBLIC FORUM
The Falmouth Town Council will hold a special meeting on the Proposed FY2011 Municipal and School Budget on Wednesday, March 31, 2010 at 7 p.m. in Council Chambers. A public forum will be held to seek public input and inquiries immediately following the budget presentation. FMI 781-5253 x 5335
COMMUNITY FACILITIES PLANNING PROJECT PUBLIC FORUM
On Monday, April 5 at 7 p.m. thee will be a presentation of draft recommendations for Plummer-Motz and Lunt Elementary school; Falmouth Memorial Library; Town offices; and Pleasant Hill Fire Station at the Mason Gymnasium at Plummer-Motz School.
AMERICA'S GREENEST SCHOOL - Don't forget to vote :)
Vote until April 2 for Mrs. Merrifields' 4th grade class, finalist for "America's Greenest School". Go to www.town.falmouth.me.us to vote.
The Falmouth Town Council will hold a special meeting on the Proposed FY2011 Municipal and School Budget on Wednesday, March 31, 2010 at 7 p.m. in Council Chambers. A public forum will be held to seek public input and inquiries immediately following the budget presentation. FMI 781-5253 x 5335
COMMUNITY FACILITIES PLANNING PROJECT PUBLIC FORUM
On Monday, April 5 at 7 p.m. thee will be a presentation of draft recommendations for Plummer-Motz and Lunt Elementary school; Falmouth Memorial Library; Town offices; and Pleasant Hill Fire Station at the Mason Gymnasium at Plummer-Motz School.
AMERICA'S GREENEST SCHOOL - Don't forget to vote :)
Vote until April 2 for Mrs. Merrifields' 4th grade class, finalist for "America's Greenest School". Go to www.town.falmouth.me.us to vote.
Wednesday, March 24, 2010
Come enjoy a local musician at O'Natural's in Falmouth
Wednesday night, March 31st, is "Family Night" at O'Naturals -- buy any adult meal and get a kid's meal FREE.
O'naturals offers live entertainment once a month that the whole family will love! How cool is that?
This month will feature Hope Hoffman. Hope has been a music teacher and professional violinist/fiddler in Maine since 2001, providing imaginative charm and good old-fashioned fun for downtown festivals, restaurants, weddings, and community gatherings. Her live, acoustic CD features her original New England dance tunes and the traditional Maine fiddle music which inspires them. In her warm and personable performances, Hope shares Maine’s musical heritage of Irish, Scottish, French Canadian, Welsh and Scandinavian tunes. Hope also plays for contra dances and leads sessions for children's museums and festivals featuring live fiddle music, creative movement and folk dance. You can listen to audio samples of Hope’s fiddle music at http://www.hopehoffman.org/
Where: O'Naturals in Falmouth, 240 US Route One Falmouth
5:00 pm to 6:30pm March 31st
Phone: 207.781.8889 Cost: $A La Carte Lunch at O'Naturals
O'naturals offers live entertainment once a month that the whole family will love! How cool is that?
This month will feature Hope Hoffman. Hope has been a music teacher and professional violinist/fiddler in Maine since 2001, providing imaginative charm and good old-fashioned fun for downtown festivals, restaurants, weddings, and community gatherings. Her live, acoustic CD features her original New England dance tunes and the traditional Maine fiddle music which inspires them. In her warm and personable performances, Hope shares Maine’s musical heritage of Irish, Scottish, French Canadian, Welsh and Scandinavian tunes. Hope also plays for contra dances and leads sessions for children's museums and festivals featuring live fiddle music, creative movement and folk dance. You can listen to audio samples of Hope’s fiddle music at http://www.hopehoffman.org/
Where: O'Naturals in Falmouth, 240 US Route One Falmouth
5:00 pm to 6:30pm March 31st
Phone: 207.781.8889 Cost: $A La Carte Lunch at O'Naturals
Tuesday, March 23, 2010
Vote for Falmouth as "America's Greenest School"!!
Mrs. Merrifields 4th Grade Class
Finalist for "America's Greenest School"
Vote Once per day - March 22nd - April 2nd.
If they get the most votes the school would be given a hybrid bus!
Monday, March 22, 2010
Gardening 101 at Skillins Greenhouse
Gardening 101 10 a.m. and 2 p.m. Saturday, April 3, 2010
What better way to celebrate spring than to talk about some gardening basics that you may be wondering about.
We are gardening in Maine; what plants work reliably the best?
Why lime my lawn?
What fertilizer should I use that is best for my yard but also our planet?
I have a budget, how can I stretch my dollars?
For 125 springs we have been answering these and many other gardening questions. Let’s talk gardening and learn. We will emphasize how best to Plant for the Planet in your yard! Free and well worth more! Our FREE classes will be held Saturdays at 10 AM. Space is limited so reserve today for the classes of your choice! Class participants receive a special Skillins 10% discount coupon for use on the weekend of your class. Falmouth store: 781-3860 (or 1-800-244-3860 ) to register for classes.
You may also register by emailing us at skillins@maine.rr.com, just specify the date, time, and location! These classes can sell out fast so sign up today! http://www.skillins.com/apl2010.html
Where: Skillins Greenhouse, Route 88 Falmouth
What better way to celebrate spring than to talk about some gardening basics that you may be wondering about.
We are gardening in Maine; what plants work reliably the best?
Why lime my lawn?
What fertilizer should I use that is best for my yard but also our planet?
I have a budget, how can I stretch my dollars?
For 125 springs we have been answering these and many other gardening questions. Let’s talk gardening and learn. We will emphasize how best to Plant for the Planet in your yard! Free and well worth more! Our FREE classes will be held Saturdays at 10 AM. Space is limited so reserve today for the classes of your choice! Class participants receive a special Skillins 10% discount coupon for use on the weekend of your class. Falmouth store: 781-3860 (or 1-800-244-3860 ) to register for classes.
You may also register by emailing us at skillins@maine.rr.com, just specify the date, time, and location! These classes can sell out fast so sign up today! http://www.skillins.com/apl2010.html
Where: Skillins Greenhouse, Route 88 Falmouth
Sunday, March 21, 2010
2 local groups to meet your Falmouth neighbors!
A Common Yarn
Bring your knitting and sit, knit & chat with your neighbors working on their own projects.
3:30 - 5:30 Tuesday afternoons.
Book Discussion Group:
The Falmouth Memorial Library sponsors a book discussion group that meets the 2nd Wednesday of the month from 1:00 - 2:30 pm. The theme for the next few months is "Women of the World." Here is the schedule:
The Falmouth library has copies of the books and they are also available in paperback at local book stores.
Bring your knitting and sit, knit & chat with your neighbors working on their own projects.
3:30 - 5:30 Tuesday afternoons.
The Falmouth Memorial Library sponsors a book discussion group that meets the 2nd Wednesday of the month from 1:00 - 2:30 pm. The theme for the next few months is "Women of the World." Here is the schedule:
- April 14 The Colour by Rose Tremain
- May 12 Mansfield Park by Jane Austen
- June 9 Women of the Inner Sea by Thomas Keneally
Friday, March 19, 2010
Help for local businesses in Falmouth Maine
Local businesses are the fabic of our wonderful State of Maine. It is a huge part of our economy and communities. If you own your own business and are struggling in these difficult economic times, please see the resources below. We need to keep our local businesses thriving, when you spend money shopping, making home improvements or car repairs, etc please consider your locally owned businesses first!
What types of financial assistance are available for your business?
The State of Maine offers several financing and tax reimbursement programs. Click here for an overview of State financing programs, such as Business Equipment Tax Reimbursement (BETR), Employment Tax Increment Financing (ETIF), Maine Technology Institute (MTI), Tax Increment Financing (TIF), Finance Authority of Maine (FAME), and the Small Enterprise Growth Fund. Click here for an overview of the State's Business Equipment Tax Exemption Program (BETE).
Click here for an overview of State tax reimbursement programs, including a Business Equipment Tax Reimbursement (BETR), Technology Tax Credits, and Pine Tree Development Zone (PTDZ).
You may also wish to consult the following websites:
The Town of Falmouth has created three TIF districts.West Falmouth Crossing, created in 1998, is in West Falmouth near Turnpike exit 53. Route One North and Route One South were created in 2000 and are located along Route One North and South in East Falmouth near Interstate 295.
The TIF districts have been used to encourage major new commercial construction in Falmouth and to assure continued infrastructure investment by the Town in these two business areas. The Town investments are guided by a multi-year investment plan that is part of the Town’s budget and is approved by the Town Council.
If you have any questions pertaining to financial assistance or TIFs, please contact Nathan Poore, Town Manager, at (207) 781-5253 Ext.5314.
What types of financial assistance are available for your business?
The State of Maine offers several financing and tax reimbursement programs. Click here for an overview of State financing programs, such as Business Equipment Tax Reimbursement (BETR), Employment Tax Increment Financing (ETIF), Maine Technology Institute (MTI), Tax Increment Financing (TIF), Finance Authority of Maine (FAME), and the Small Enterprise Growth Fund. Click here for an overview of the State's Business Equipment Tax Exemption Program (BETE).
Click here for an overview of State tax reimbursement programs, including a Business Equipment Tax Reimbursement (BETR), Technology Tax Credits, and Pine Tree Development Zone (PTDZ).
You may also wish to consult the following websites:
- Finance Authority of Maine
- Maine Department of Economic and Community Development
- Maine Office of Business Development
- Maine Small Business Development Centers
- Small Enterprise Growth Fund
The Town of Falmouth has created three TIF districts.West Falmouth Crossing, created in 1998, is in West Falmouth near Turnpike exit 53. Route One North and Route One South were created in 2000 and are located along Route One North and South in East Falmouth near Interstate 295.
The TIF districts have been used to encourage major new commercial construction in Falmouth and to assure continued infrastructure investment by the Town in these two business areas. The Town investments are guided by a multi-year investment plan that is part of the Town’s budget and is approved by the Town Council.
If you have any questions pertaining to financial assistance or TIFs, please contact Nathan Poore, Town Manager, at (207) 781-5253 Ext.5314.
Thursday, March 18, 2010
Feed your Mind & Body and Warm your Heart Help your Neighbors!
Book, Bake,Soup Benefit for Falmouth Food Pantry
Saturday, March 20, 2010 at 9:00 AM
Church of St. Mary the Virgin 43 Foreside Rd
Feed your Mind & Body and Warm your Heart Help your Neighbors!
Please join us for our 2010 Campaign St. Mary’s Campaign to Benefit the Falmouth Food Pantry
BOOK, BAKE & SOUP SALE
MARCH 20th, 2010 9 am – 1 pm
All Proceeds benefit The Falmouth Food Pantry
• Fantastic Selection of gently used Books/DVDs/CDs with a great Children’s Section
• Sumptuous Soups and Chili –Café style or To GO
• Delectable Baked Goods & Treats
The Church of Saint Mary the Virgin
43 Foreside Road (Route 88)
Falmouth, ME 04105
FMI: 781-3366
http://www.wmary.org/
Saturday, March 20, 2010 at 9:00 AM
Church of St. Mary the Virgin 43 Foreside Rd
Feed your Mind & Body and Warm your Heart Help your Neighbors!
Please join us for our 2010 Campaign St. Mary’s Campaign to Benefit the Falmouth Food Pantry
BOOK, BAKE & SOUP SALE
MARCH 20th, 2010 9 am – 1 pm
All Proceeds benefit The Falmouth Food Pantry
• Fantastic Selection of gently used Books/DVDs/CDs with a great Children’s Section
• Sumptuous Soups and Chili –Café style or To GO
• Delectable Baked Goods & Treats
The Church of Saint Mary the Virgin
43 Foreside Road (Route 88)
Falmouth, ME 04105
FMI: 781-3366
http://www.wmary.org/
Tuesday, March 16, 2010
Learn how to make yummy 30-Minute Meals
Are you short on time but still want to enjoy a delicious and nutritious meal? Join Amy Rolnick as she prepares the following quick and healthy recipes: apricot almond couscous, cabbage with poppy seeds, and Asian tofu vegetables with coconut sauce. From 6-8 Thursday, March 18, 2010
To register visit www.mainehealth.org/LRC or call 1-866-609-5183.
Where: Falmouth LRC, 5 Bucknam Rd. Falmouth
Cost: $ 15
To register visit www.mainehealth.org/LRC or call 1-866-609-5183.
Where: Falmouth LRC, 5 Bucknam Rd. Falmouth
Cost: $ 15
Monday, March 15, 2010
Does your home have curb appeal?
One of the first things I will do before putting your house on the market is prepare your house for sale. I want to show your house off in its best light to maximize your earning potential. I will tour your house with the eye of a buyer - what works, what doesn't work.
Does your house have curb appeal? Can we give it a little more pizzazz to draw the buyer in? Would a bit of touch-up paint add dollars to the sale? What about the garden? Is the lawn in order and neatly edged? Are trees and bushes neatly pruned? Are flowers in bloom? If not, it may be time for a garden upgrade. Adding colorful annuals to the front garden will make a big difference. Remember, creating curb appeal will add dollars to your house's final selling price.
Click Here for a complete curb appeal checklist and let me know if you would like me to stop by to help you improve your home's curb appeal! Anne
Does your house have curb appeal? Can we give it a little more pizzazz to draw the buyer in? Would a bit of touch-up paint add dollars to the sale? What about the garden? Is the lawn in order and neatly edged? Are trees and bushes neatly pruned? Are flowers in bloom? If not, it may be time for a garden upgrade. Adding colorful annuals to the front garden will make a big difference. Remember, creating curb appeal will add dollars to your house's final selling price.
Click Here for a complete curb appeal checklist and let me know if you would like me to stop by to help you improve your home's curb appeal! Anne
Sunday, March 14, 2010
School Board Meeting
Monday, March 15 at 7:00 PM
Council Chambers - Town Hall
Falmouth School Board Meetings are held in the Council Chambers and are broadcast LIVE on CH2 at 7PM.
Meetings will be rebroadcast the following night at 7pm
Council Chambers - Town Hall
Falmouth School Board Meetings are held in the Council Chambers and are broadcast LIVE on CH2 at 7PM.
Meetings will be rebroadcast the following night at 7pm
Friday, March 12, 2010
Farmer for the Morning at Wolf's Neck Farm
Farmer for the Morning 10 a.m. Saturday, March 13, 2010
Join us for this Farm favorite on Wednesday's and Saturday's at 10:00am. You and your pre-schooler will have fun helping with chores and getting to know the animals. After chores, we will have story time in the Haze Hut. On Wednesdays, we will include a farm- or nature-themed craft project. Dosn't this sound fun?
Where: Wolfe's Neck Farm, 10 Burnett Rd. Freeport
Phone: 865-4469
Cost: $ 5
Join us for this Farm favorite on Wednesday's and Saturday's at 10:00am. You and your pre-schooler will have fun helping with chores and getting to know the animals. After chores, we will have story time in the Haze Hut. On Wednesdays, we will include a farm- or nature-themed craft project. Dosn't this sound fun?
Where: Wolfe's Neck Farm, 10 Burnett Rd. Freeport
Phone: 865-4469
Cost: $ 5
Thursday, March 11, 2010
Portland Flower Show: Gardens Gone Wild!
It's that time of year again! The Portland Flower Show: Gardens Gone Wild!
Children's Discovery Garden
Are you looking for an educational and entertaining activity to do with your children? Then please visit the Children's Discovery Garden on the second floor of Building 2 at the Portland Flower Show.
To start with there is a scavenger hunt - a way for both children and their parents to see each garden in the main exhibit area. Scavenger hunt sheets, available just inside the main entrance, list a variety of items in the gardens for children to find. Afterwards they can visit the Children's Discovery Garden on the second floor to check their findings and receive a prize package of nasturtium seeds as a reward for all of their hard work!
Two "make and take" projects will keep them occupied for a few minutes. One is making a plant marker for their nasturtiums. The other is creating a squiggly caterpillar. For those who like to touch things, there is a quiz board featuring birds of the backyard, an art wall to draw upon and a set of discovery boxes to identify mystery objects.
Each day the "Veggie People", walking - talking vegetables will present a skit, talk about nutritious vegetable snacks and explain how families can grow plants with edible flowers to enjoy with salads and snacks.
For more information, visit their website: http://www.portlandcompany.com/flower/events.html
Children's Discovery Garden
Are you looking for an educational and entertaining activity to do with your children? Then please visit the Children's Discovery Garden on the second floor of Building 2 at the Portland Flower Show.
To start with there is a scavenger hunt - a way for both children and their parents to see each garden in the main exhibit area. Scavenger hunt sheets, available just inside the main entrance, list a variety of items in the gardens for children to find. Afterwards they can visit the Children's Discovery Garden on the second floor to check their findings and receive a prize package of nasturtium seeds as a reward for all of their hard work!
Two "make and take" projects will keep them occupied for a few minutes. One is making a plant marker for their nasturtiums. The other is creating a squiggly caterpillar. For those who like to touch things, there is a quiz board featuring birds of the backyard, an art wall to draw upon and a set of discovery boxes to identify mystery objects.
Each day the "Veggie People", walking - talking vegetables will present a skit, talk about nutritious vegetable snacks and explain how families can grow plants with edible flowers to enjoy with salads and snacks.
For more information, visit their website: http://www.portlandcompany.com/flower/events.html
Wednesday, March 10, 2010
Buy Local Spotlight: Books Etc
It is important to buy local! One of my favorite local stores in Falmouth is Books Etc. A locally run bookshop. Books Etc is a full-service bookstore, with a nice selection of fiction, music, philosophy, history and more. They specialize in Maine Books: books about Maine, books by Maine authors, guidebooks to Maine, a really great series of town histories, Delorme's Maine Atlas, field guides, cookbooks, etc. Stop by and check them out next time you are looking for a great read.
Website: http://www.mainebooksetc.com/
Blog: http://booksetcblog.blogspot.com/
Website: http://www.mainebooksetc.com/
Blog: http://booksetcblog.blogspot.com/
Monday, March 8, 2010
Home Loan Application Checklist
For many buyers, applying for the mortgage loan is one of the more stressful aspects of buying a home. The loan application need not be a stressful time. By following a few easy steps, you'll sail through the loan application process.
Make a list of any questions you have about the loan program.
Be sure you understand the advantages and disadvantages of the various mortgage programs for which you may qualify, including the advantages and disadvantages of Fixed Rate Mortgages versus Adjustable Rate Mortgages.
Decide if you want to lock-in or float the loan's interest rate.
Locking-in the rate means that the lender commits to the mortgage interest rate for the loan - typically at the time the loan application is submitted. By floating the rate, you can lock-in the interest rate anytime between the loan application day and closing. Buyers opt to "float the loan" when they believe interest rates will drop after their loan application date and prior to closing. The risk is that rather than dropping, interest rates may rise, increasing the mortgage payment.
Decide if you want to pay additional points to lower your interest rate.
Typically you can elect to pay additional points (each point is 1 percent of the mortgage loan payable in cash at closing) to lower the interest rate of your mortgage loan.
Gather your paperwork.
Click here to view a list of typical loan documentation.
Would you like help with buyng a home in Falmouth or the Greater Portland area? Email me or call me (207-838-3244) I look forward to hearing from you! Anne
Make a list of any questions you have about the loan program.
Be sure you understand the advantages and disadvantages of the various mortgage programs for which you may qualify, including the advantages and disadvantages of Fixed Rate Mortgages versus Adjustable Rate Mortgages.
Decide if you want to lock-in or float the loan's interest rate.
Locking-in the rate means that the lender commits to the mortgage interest rate for the loan - typically at the time the loan application is submitted. By floating the rate, you can lock-in the interest rate anytime between the loan application day and closing. Buyers opt to "float the loan" when they believe interest rates will drop after their loan application date and prior to closing. The risk is that rather than dropping, interest rates may rise, increasing the mortgage payment.
Decide if you want to pay additional points to lower your interest rate.
Typically you can elect to pay additional points (each point is 1 percent of the mortgage loan payable in cash at closing) to lower the interest rate of your mortgage loan.
Gather your paperwork.
Click here to view a list of typical loan documentation.
Would you like help with buyng a home in Falmouth or the Greater Portland area? Email me or call me (207-838-3244) I look forward to hearing from you! Anne
Sunday, March 7, 2010
Have a nice meal & help the animals at the same time
Benefit for Maine Friends of Animals
4:00p - 8:00p Tuesday, March 9, 2010
O’Naturals in Falmouth will donate 10% of their total sales from 4:00 - 8:00pm to Maine Friends of Animals (www.mfoa.net)! Join us for dinner that night, and you’ll automatically support our work to protect Maine's animals!
MFOA Board Members will be on site to meet our members and friends.
O'Naturals is located at 240 US Route One, Falmouth, ME
207.781.8889
http://www.onaturals.com/
Thank you for suporting Maine's animals.
4:00p - 8:00p Tuesday, March 9, 2010
O’Naturals in Falmouth will donate 10% of their total sales from 4:00 - 8:00pm to Maine Friends of Animals (www.mfoa.net)! Join us for dinner that night, and you’ll automatically support our work to protect Maine's animals!
MFOA Board Members will be on site to meet our members and friends.
O'Naturals is located at 240 US Route One, Falmouth, ME
207.781.8889
http://www.onaturals.com/
Thank you for suporting Maine's animals.
Saturday, March 6, 2010
Fill A Bag Sale!
Fill A Bag Sale! Find some nice second hand clothes for you and help your community at the same time, what's not to like about that?
9:00am to 5:30pm Monday, March 8, 2010 Visit the Community Services Thrift Shop (55 Depot Street, Freeport) March 1- 13 and Fill a Bag for $5! Fill two or more and your name is entered into a raffle for a $100 shopping spree. Phone: (207)865-3985
9:00am to 5:30pm Monday, March 8, 2010 Visit the Community Services Thrift Shop (55 Depot Street, Freeport) March 1- 13 and Fill a Bag for $5! Fill two or more and your name is entered into a raffle for a $100 shopping spree. Phone: (207)865-3985
Thursday, March 4, 2010
Wine, Brownies & Chocolate Tasting
What more could you want?!
4:30pm to 6:30pm Thursday, March 4, 2010
A wine, brownies, & chocolate tasting will be hosted by Simply Divine Brownies & Wilbur's of Maine Chocolate Confections. I'm salavating right now!!! See you there...
Wilbur's of Maine Chocolate Confections, 174 Lower Main Street, Freeport
Phone: (207)865-1780
4:30pm to 6:30pm Thursday, March 4, 2010
A wine, brownies, & chocolate tasting will be hosted by Simply Divine Brownies & Wilbur's of Maine Chocolate Confections. I'm salavating right now!!! See you there...
Wilbur's of Maine Chocolate Confections, 174 Lower Main Street, Freeport
Phone: (207)865-1780
Wednesday, March 3, 2010
Yoga for Parkinson's at OceanView in Falmouth
Starting Wednesday, March 3, 2010 from 10:30-11:30am
Join Elizabeth Burd, Certified Kripalu Yoga Instructor, for this five-week session designed for people with Parkinson’s. This Wednesday morning class will include stretching, and balance work. Caregivers are welcomed to participate. To register visit www.mainehealth.org/LRC or call 1-866-609-5183 1-866-609-5183 1-866-609-5183 1-866-609-5183.
Where: OceanView at Falmouth, 20 Blueberry Lane Falmouth
Phone: 1-866-609-5183
Cost: $50 (Only $10 per class)
Join Elizabeth Burd, Certified Kripalu Yoga Instructor, for this five-week session designed for people with Parkinson’s. This Wednesday morning class will include stretching, and balance work. Caregivers are welcomed to participate. To register visit www.mainehealth.org/LRC or call 1-866-609-5183 1-866-609-5183 1-866-609-5183 1-866-609-5183.
Where: OceanView at Falmouth, 20 Blueberry Lane Falmouth
Phone: 1-866-609-5183
Cost: $50 (Only $10 per class)
Tuesday, March 2, 2010
Divorce & Beyond
DIVORCE SUPPORT IN FALMOUTH
Divorce is painful and shattering. Don't go through it alone! You can find hope and healing in a "Divorce and Beyond" support group. A new group will be starting Thursday, March 4th from 6:30 to 8:30 p.m. in Falmouth.
"Divorce and Beyond" is an eight week divorce support group discusses topics such as anger, stress, blame, loneliness, hope and healing. The group is for people who are divorced or divorcing. This facilitated support program is sponsored by Catholic Charities Maine Parish Social Ministry and is open to all faiths.
"Divorce and Beyond" groups are a caring and compassionate place where you can share thoughts and feelings with others who are also experiencing the loss of a marriage.
For more information and to register, please call 871-7464 ext. 2672 or e-mail psm@ccmaine.org. Pre-registration is required. For the comfort and confidentially of members; no walk-ins please. The fee is $25 for the eight sessions.
Divorce is painful and shattering. Don't go through it alone! You can find hope and healing in a "Divorce and Beyond" support group. A new group will be starting Thursday, March 4th from 6:30 to 8:30 p.m. in Falmouth.
"Divorce and Beyond" is an eight week divorce support group discusses topics such as anger, stress, blame, loneliness, hope and healing. The group is for people who are divorced or divorcing. This facilitated support program is sponsored by Catholic Charities Maine Parish Social Ministry and is open to all faiths.
"Divorce and Beyond" groups are a caring and compassionate place where you can share thoughts and feelings with others who are also experiencing the loss of a marriage.
For more information and to register, please call 871-7464 ext. 2672 or e-mail psm@ccmaine.org. Pre-registration is required. For the comfort and confidentially of members; no walk-ins please. The fee is $25 for the eight sessions.
Monday, March 1, 2010
April School Vacation Day Camp
Gilsland Farm Day Camps
Kids don’t have to wait for summer to go to camp. During spring school-vacation week, Gilsland Farm Audubon Center in Falmouth engages children in grades 1-5 with group games, creative arts, and nature explorations on a 65-acre sanctuary.
Programs held 9 a.m.–3 p.m.; sign up for individual days or the entire week.
Monday, April 19: Spring Awakenings
Explore the sanctuary for signs of nature stirring in Maine. What’s peeping and peeking out?
Tuesday, April 20: Beaks and Eats
Experiment with different specialized beaks to try and capture food like many of Maine’s birds.
Wednesday, April 21: Mud Dwellers
Discover fascinating animals that make their homes in the spring mud of the pond or forest, and invent your own murky creature.
Thursday, April 22: Earth Day Celebration
Join us as we celebrate with nature games and a nature service project at Gilsland Farm.
Friday, April 23: Slimy and Scaly
See live salamanders and turtles! Explore where they live at Gilsland Farm, and how they migrate in our Big Night obstacle course.
Advance registration necessary. Call (207) 781-2330 (207) 781-2330, ext. 209, or e-mail Laura Duffy.
Kids don’t have to wait for summer to go to camp. During spring school-vacation week, Gilsland Farm Audubon Center in Falmouth engages children in grades 1-5 with group games, creative arts, and nature explorations on a 65-acre sanctuary.
Programs held 9 a.m.–3 p.m.; sign up for individual days or the entire week.
Monday, April 19: Spring Awakenings
Explore the sanctuary for signs of nature stirring in Maine. What’s peeping and peeking out?
Tuesday, April 20: Beaks and Eats
Experiment with different specialized beaks to try and capture food like many of Maine’s birds.
Wednesday, April 21: Mud Dwellers
Discover fascinating animals that make their homes in the spring mud of the pond or forest, and invent your own murky creature.
Thursday, April 22: Earth Day Celebration
Join us as we celebrate with nature games and a nature service project at Gilsland Farm.
Friday, April 23: Slimy and Scaly
See live salamanders and turtles! Explore where they live at Gilsland Farm, and how they migrate in our Big Night obstacle course.
Advance registration necessary. Call (207) 781-2330 (207) 781-2330, ext. 209, or e-mail Laura Duffy.
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